WHAT DO WE OFFER MOST?  STABILITY

Let’s face it. Most insurance companies sell the same basic coverages. Eastern Atlantic is no exception. You can find more additional coverages with some companies. Companies that are highly respected and will do a good job for you. So what sets Eastern Atlantic apart? Here’s where we could claim trucking is all we do, that we have great service and lots of expertise. All of that is true. So is the fact that most everyone claims these same virtues. What does set Eastern Atlantic apart? STABILITY. Because commercial auto is all we do we have to know what we’re doing and we can’t afford to change our minds about it every few years. If your agent has ever had to move your policy to another company because the old one decided trucking wasn’t for them, you’ll know why we value stability. The following are the coverage highlights and specifics of our program:

  • Commercial Auto Liability and Physical Damage – ISO’s Motor Carrier Coverage Form and Business Auto Coverage Form – $1,000,000 maximum combined single limit for liability and $2,000,000 maximum fleet value.
  • Motor Truck Cargo – Eastern Atlantic’s coverage forms – $100,000 per load standard limit.  Higher limits are available. (Subject to underwriting)
  • General Liability (available only for motor carriers for hire) ISO’s Commercial General Liability Occurrence From – $1,000,000 occurrence and $2,000,000 aggregate maximum limits.
  • Owner-operators and fleets up to 25 power units are preferred. (Larger fleets will be considered subject to underwriting)
  • Our maximum preferred radius of operation is 600 miles.
  • In addition to general commodities we like dumps, flatbeds, over-size loads, tanks (non-hazmat dry bulk & liquid), parcel delivery and more.  (Subject to underwriting guidelines)
  • Eastern Atlantic does not insure truckers who transport passengers for any reason.

Options available by endorsement include:

  • Pollution Liability (CA 99 48)
  • Waiver of Subrogation (CA 04 44)
  • Single Deductible – (Physical Damage & Cargo)
  • $25,000 Towing Expense limit*
  • Monthly Reporting available for qualifying risks
  • Non-owned trailer coverage
  • No liability deductibles are standard but, are available. (Subject to underwriting)

Other program features:

  • Competitive Rates
  • Individual Risk Underwriting
  • Fast & accurate policy issuance
  • Quick response to Certificates of Insurance requests
  • Local radius up to 100 miles
  • Intermediate radius up to 300 miles
  • Intermediate Plus radius up to 600 miles

* Towing coverage provided only as result of a covered loss

Benefits

Family

According to the FMCSA, there were 317,000 large truck accidents in the US in 2012  That’s a little more than one crash every two minutes. Having the right amount of insurance doesn’t just keep you legal. Without proper coverage your assets, including your business’s or family’s future, could be at risk.

Financial

Truck-related accidents are costly. We pay for some things like legal expenses for covered losses that are over and above the limit on your policy. These expenses can be as high as the claim itself. How much is this protection worth?

Medical

We live in a health conscious nation. Ever think how your peace of mind affects your health? Driving a truck isn’t easy and staying safe behind the wheel is a full time job. No one wants to have an accident but, if one happens to you, we’ll do our best to get you back on the road as soon as possible with the coverage you’re required to have backed by the experience to get the job done.

Our Mission

Eastern Atlantic is committed to providing quality insurance protection to the transportation industry of the United States with emphasis on the independent owner / operator and small fleet owner. We are dedicated to individual risk underwriting, fair pricing, prompt and courteous service as well as accurate and timely claims handling. Most of all we believe in long-term working relationships with our agents and insureds.