In a truck insurance market with lots of competition who do you call when it’s time to renew your policy?
With liability rates on a class 8 tractor or truck being what they are, how do you decide what coverage is right for you?


Whether you are an owner-operator or manage a fleet of trucks, you ARE ELIGIBLE for Eastern Atlantic’s DASHCAM REIMBURSEMENT PROGRAM.

We pay up to $150 per dashcam!




Because commercial auto is all we do, we can’t afford to change our minds about it every few years. If you have ever had to move your policy to another company because your old company decided trucking wasn’t for them anymore, you’ll know why we value stability. You won’t be canceled or nonrenewed just because you hit a deer, or had one not-at-fault accident.  The following are the coverage highlights and specifics of our program:

  • Commercial Auto Liability and Physical Damage – $1,000,000 maximum combined single limit for liability and $2,000,000 maximum fleet value.
  • Motor Truck Cargo – Eastern Atlantic’s coverage forms – $100,000 per load standard limit.  Higher limits are available. (Subject to underwriting)
  • General Liability (available only for motor carriers for hire) – $1,000,000 occurrence and $2,000,000 aggregate maximum limits.
  • Owner-operators and fleets up to 25 power units are preferred. (Larger fleets will be considered subject to underwriting)
  • Our maximum preferred radius of operation is 600 miles.
  • In addition to general commodities we like dumps, flatbeds, over-size loads, tanks (non-hazmat dry bulk & liquid), parcel delivery and more.  (Subject to underwriting guidelines)
  • Eastern Atlantic does not insure truckers who transport passengers for any reason.

Options available by endorsement include:

  • Pollution Liability (CA 99 48)
  • Waiver of Subrogation (CA 04 44)
  • Primary and Noncontributory (CA 04 49)
  • Single Deductible – (Physical Damage & Cargo)
  • Special limit cargo endorsement – Applies to specific shippers who require higher limits (Subject to underwriting)
  • $25,000 Towing Expense limit*
  • Monthly Reporting available for qualifying risks
  • Non-owned trailer coverage
  • No liability deductibles – standard  (A per claim Property Damage Deductible is available. Subject to underwriting)

Other program features:

  • Competitive Rates
  • Individual Risk Underwriting
  • Fast & accurate policy issuance
  • Quick response to Certificates of Insurance requests
  • Timely & fair claims handling
  • Loss Control for fleet accounts developing at least $50,000 in annual premium
  • Local radius up to 100 miles
  • Intermediate radius up to 300 miles
  • Intermediate Plus radius up to 600 miles
  • Dashcam REIMBURSEMENT up to $150 per dashcam with proof of purchase and signed agreement to preserve and provide all accident videos  (Available to 1 to 9 power unit insureds)

* Towing coverage provided only as result of a covered loss



According to the FMCSA, U.S. traffic deaths in the first six months of 2017 were down 1% from the same period in 2016.  However, the first half of 2016 saw a 10.4% increase over the previous year.  2016 experienced the biggest increase in traffic fatalities on U.S. highways in 50 years.  Having the right amount of insurance doesn’t just keep you legal.  Now, more than ever, without proper coverage your assets, including your business’s or family’s future, could be at risk.


Truck-related accidents are costly. We pay for some things like legal expenses for covered losses that are over and above the limit on your policy. These expenses can be as high as the claim itself. How much is this protection worth?


We live in a health conscious nation. Ever think how your peace of mind affects your health? Driving a truck isn’t easy and staying safe behind the wheel is a full time job. No one wants to have an accident but, if one happens to you, we’ll do our best to get you back on the road as soon as possible with the coverage you’re required to have backed by the experience to get the job done.


Our Mission

Eastern Atlantic is committed to providing quality insurance protection to the transportation industry of the United States with emphasis on the independent owner / operator and small fleet owner. We are dedicated to individual risk underwriting, fair pricing, prompt and courteous service as well as accurate and timely claims handling. Most of all we believe in long-term working relationships with our agents and insureds.

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