Often confused with Hired Auto Liability, Non-Ownership Liability protects any non-driver employees you may have if they have an accident in their own personal auto while working for you. An [...]
When required by the lessee in a contract you sign, primary and noncontributory means your commercial auto liability policy must pay before any other policy. It also means your insurance company [...]
Unless your FMCSA authority allows you to haul paying passengers, you have no legal authority to take riders. The only way someone riding in your truck would be acceptable to most insurance [...]
A Hold Harmless clause in your contract with the carrier protects them from liability for damages or losses that you cause while operating on their behalf.
When your insurance company attaches this endorsement to your policy it is saying your shipper can’t be held liable for any accident you have that they may have caused. Let’s say the shipper [...]
The MCS-90 is an endorsement to the ISO Business Auto and Motor Carrier Coverage Forms. If you operate as a FMCSA regulated motor carrier, you are required to carry commercial auto liability [...]
A “Stated Amount” is the value you tell us your commercial vehicle is worth. If you sold your truck, tractor or trailer this week, the price you’d expect to get for your vehicle would be its [...]
A “Driver Surcharge” is an additional charge applied to your auto liability and physical damage premium based on the driving records of all employee and long-term leased drivers operating under [...]
At Eastern Atlantic, we believe experienced and safety conscious drivers are less likely to be involved in preventable accidents. However, we realize drivers change jobs a lot. If you operate [...]