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“Ours is a litigious society.” So goes an over-used phrase we’ve heard for years. Everyone has the right to sue anyone for just about anything. Whether they win in court is another matter. Still, [...]

If I asked most truckers what the biggest chance is you take every day, they’d probably answer “just driving my truck down the road.” That’s reasonable when you consider that a fully loaded class [...]

I’ll apologize up-front because I’m about to get technical.  Now, I’m sure you all read your truck insurance policies…right?  And I’m just as sure that whenever you hire, borrow, lease [...]

We could have a debate about who coined the phrase “speed kills.”  Usually, when these two words are used it is in reference to excessive speed.  As underwriters, we’re wary of [...]

When I was a young underwriter in the ‘80s, I recall insuring a fleet of dump trucks that had a really horrific accident. Their driver lost control and ran up on the sidewalk killing one and [...]

It’s become a cliché.  When events seem to conspire to produce bad results, we call it a “perfect storm.”  If you’re an owner-operator in 2022 you can probably relate.  Rising [...]

According to the all wise Internet, the origin of the phrase “on a slow boat to China” dates from the Great Depression when poker players used it to describe someone who was good at losing. The [...]

ALWAYS report ALL accidents.  Right? I realize in the real world very minor accidents causing damage to your truck or trailer that fall within your deductible do happen.  Should [...]